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Running and Spiffing . . .

Although still not quite up to snuff, Jan was getting rig fever, so about 5pm she and I headed out to have dinner at Jason’s Deli right down in Conroe.




Jan just wanted soup and sandwich, in this case a cup of Broccoli Cheese and a quarter Turkey Muffaletta.

Jason's Deli Jan

I got my usual, a bowl of Southwest Chicken Chili and a small Reuben sandwich.

Jason's Deli Greg

For a non-beef chili, this one is pretty much the best.




Coming home I stopped off at the Kroger’s for a Powerball lottery ticket. It’s up to $173 million, so I’ll spend a few bucks. I don’t smoke of drink, so I’ve got to waste my money on something. And there’s not a chance that smoking or drinking will make me a millionaire.

Unfortunately I always have to stand in line at the service desk because the machines don’t offer you a choice of  cash payout or annual payments, just cash payout.

So if I want annual payments, and I do, I have to get it at the desk. And the reason I want annual payments is that with cash payout I’m giving up $64 million. That’s the difference between the annual payment total of $173 million and the cash payout of $109 million.

And it gets worse as the jackpot rises. In January 2016 there was a Powerball Jackpot of $1.6 BILLION. If you took the cash payout you would only get about $1 billion, giving up 600 million just to get the cash up front.

In the case of tonight’s jackpot, if you won in Texas (no state income tax) and took the 30 annual payments, you would get almost $3.5 million a year after taxes.

While if you took the cash, you would get a one time payout of a little over $65 million after taxes. Now honestly, what can I really do with $65 million that I can’t do with the $3.5 million. Yeah, I could invest it, but then I’d have to worry about it. And more than likely I’d be investing a large part of the 3.5 anyway. I mean, what can I actually spend it on, anyway. Jan and I’ve already said we wouldn’t get a new rig, but just get Beauty a new paint job and spiff her up a bit. Including those new blue window awnings.



On the Mega-Millions front, it looks like they’re finally increasing the cost of a ticket to $2 to keep up with Powerball’s pot sizes. Powerball went to $2 in Oct. 2015 which, along with decreasing the odds of winning, greatly increased pot sizes, leading to the $1.6 billion one I mentioned earlier.

As I always say, “Let’s run the numbers”.

The Word of the Day is:  Kafkaesque


Thought for the Day: 

“Political Correctness is Tyranny .. with manners.” – Charlton Heston

fgsdfgsf

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4 Responses to Running and Spiffing . . .

  1. THOMAS CHESHIRE says:

    Craig,
    Do you use a VPN? Or recommend one? Should a person have VPN that just surfs the Internet, uses Kodi for movies and uses email but no gaming stuff. In your opinion does this service provide more protection, other than hiding your searches, from malware and such. Glad both of ya’ll are better.
    Thanks,
    Tom

    • gregwhite says:

      Tom,

      I don’t use a VPN, although I have in the past with certain employers accessing their computers, but never for general purpose webbing crawling. A VPN provides a secure channel between you and the website you’re visiting. If there is malware on that site, a VPN will not protect you. And it will not always protect your identity. See here.

      https://www.goldenfrog.com/blog/myths-about-vpn-logging-and-anonymity

      It might not do all that you want it too, but on the other hand, it can’t hurt.

      Thanks for reading our blog. We appreciate your comments.

      Greg

  2. Richard Schell says:

    Don’t the lottery quit paying when you die? I didn’t think next of kin came into play. I like your enthusiasm tho!

    • gregwhite says:

      Richard,

      Don’t know about other lotteries, but Powerball continues to pay out after your death to either your beneficiary or your estate.

      Thanks for reading our blog. We appreciate your comments.

      Greg

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